June 17, 2026. Today, the US government has taken a decisive step in addressing the housing affordability crisis. Congress has passed a historic bill that significantly limits the ability of large investment companies and hedge funds to mass-purchase private homes (single-family houses) for subsequent rental.

 This measure aims to protect ordinary American families, who have been largely displaced from the real estate market by large capital in recent years.

 What will change?
According to the new legislation, which will come into force at the beginning of the next fiscal year, the following restrictions will be introduced:

Limit on ownership: Companies with a portfolio of more than 50 single-family homes will not be able to purchase new properties on the secondary market.
Ban on mass transactions: There will be a strict ban on the acquisition of more than three private homes per person per calendar year for investment structures recognized as "major players."
Tax reform: A special "speculation tax" is introduced for legal entities that rent out more than 100 private residential properties, which should make the buy-and-rent business model less profitable.
Why is this happening?
Over the past five years, large investment funds such as Blackstone, Invitation Homes, and others have purchased hundreds of thousands of private homes across the country. This led to a shortage of supply and a rapid increase in prices, making it impossible for ordinary citizens to buy their first home, as they were unable to compete with corporations that were willing to offer full cash payments without conducting inspections.

 "Housing is first and foremost a home where our children grow up, rather than just a financial asset in a Wall Street portfolio," the Speaker of the House commented on the decision. "Today, we are returning the American real estate market to those for whom it was created: ordinary families."

Representatives of the investment community met the news with criticism. Landlord associations stated that such measures could lead to a reduction in the volume of high-quality rental housing and cause an increase in rental prices.

 Meanwhile, real estate market experts generally positively assess the law. According to analysts, limiting the activities of corporations will allow to "cool" the market and give the opportunity for young families to purchase housing at more fair prices.

 What's next?
It is expected that the law will be signed by the President in the next 48 hours. The Federal Trade Commission (FTC) has already been ordered to develop mechanisms for monitoring compliance with the new rules. Over the next six months, major investment companies will be required to provide reports on their assets and, in some cases, to restructure their portfolios.

 This decision by Congress has already been described by experts as "the most significant change in the rules of the real estate game in the last half century."